Despite that, some banks have attractive account options specifically designed for students and children. Below are some of them.

1.Equity Bank Limited

Achiever’s Account is what students need to open with equity bank. This is the best bank account to open as student. It charges no fee for opening and does not insist on a balance once your account is opened. They do not charge maintenance fee for the account and the minimum balance is zero. A student can decide to withdraw all his money. When it comes to checking your balance via ATM., teller, or USSD, equity bank enables users to access it for free. Their ATM cards, both master and visa, are given instantly at a discount.

It also gives students free Equitel lines networked with their accounts, which can enable them to transact whenever they are any time they wish.

See also: How to Apply for TVET HELB loan in 2020 and get Maximum Disbursement

2.Barclays Bank Limited

Overtime, Barclays has strived to win the hearts of students and it has succeeded to be among the banks that recognize students. It even gives them free Student account when they are still in high school or primary schools, so that they can start saving. However, a deposit fee of Kshs 200 is required before activating this account. Their visa cards are given for free and their minimum balance is zero.

3.Kenya commercial bank (KCB) Limited

KCB has above 400 teller machines in Kenya, some even present at strategic places in learning institutions. They do not charge a fee for maintaining your account monthly as some banks do. Student Account is the one recommended for students.

4.National Bank of Kenya Limited

With zero minimum account balance and zero charges per month, a student account with the national bank of Kenya is very easy to manage. Their cards are also given at subsidized rates.

5. Co-operative Bank Limited

Co-operative bank is one of the banks with the most creative workforce. They tailor services to fit each caliber of individuals in the republic of Kenya and beyond. The students are not forgotten in the tailoring. With a student account at cooperative bank, one gets a free ATM card and free maintenance so long as the account is operational. However, the minimum balance is Kshs. 1000.

6.National Industrial Credit (NIC) Bank Limited

If you open a Student Account with NIC, your account will enjoy free maintenance every month. However, the minimum balance must be Kshs. 1000.

7.Gulf African Bank Limited

The Gulf African bank, through its Taleb account for students, is also caring to some extent.it does not charge maintenance fee though upon opening an account, there should be a balance of Kshs 500.

8.First Community Bank Limited

This bank maintains the student accounts for free though the minimum balance should be Kshs. 1000.

These days, loan application is not a preserve of the students sponsored by the government in the universities but rather any learner who is in any middle level institution. Learners in or yet to join polytechnics, technical training colleges, teacher training colleges, medical training colleges, vocational training colleges and kenyan public/private universities are all encouraged to apply.

Registering for a HELB account is one of the easiest things a student should not panic about. All you need is smart phone or a computer with a reliable internet connection, national identity card and a functional E-mail address. If you do not have an E-mail address, you can grab one by clicking the link https://login.yahoo.com/account/create?src=noSrc&specId=yidReg

Step 1

Open a browser in your phone or computer. If you are using a mobile phone, you should use chrome for the best experience.

Step 2

On the search area of your browser, type     https://portal.helb.co.ke/auth/register/applicants and search. If  you are on this article you can just click  the link and proceed.

step 3

A window appears that prompts you to fill your identity card number and the very first name in your identity card number. Fill the fields appropriately, then validate.

Step 4

A window appears with your ID details already filled but there are unfilled fields for mobile phone number, E-mail address and password. Phone number and E-mail address must be functional. The password you choose must be something you can easily recall.

Fill the unfilled areas appropriately and click ‘sign up’. A window appears that congratulates you for successful account creation.

Step 5

Open your email to confirm the activation link that has been sent by the higher education loans board. Once you have opened that E-mail by HELB, click ‘click here’ on that message. You will be taken to your log in area.

See also: How to Apply for First time undergraduate HELB loan in 2020 and get Maximum Award

Step 6

Fill in your valid E-mail address and right password in the fields provided and log in. You will receive a code through an SMS in your mobile phone. Enter the code on the required field and click ‘proceed’ to verify your account.

A new window appears with various HELB products. That means you account is ready and if you are ready too, you can start applying for that coveted loan.