Government spokesperson Cyrus Oguna, has confirmed that the government, though the Ministry of Education, has established a comprehensive medical insurance cover for all teachers who may contract Covid-19 in the line of duty.

Oguna said the government was hopeful that no teacher would contract Covid-19 but at the same time said it was aware that there were possibilities because the tutors were exposed given the number of children they were interacting with.

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He added that the government had disbursed Sh19.5 billion shilling to schools to help the institutions run smoothly while at the same time ensuring that they adhere to the World Health Organisation and the Ministry of Health Covid-19 protection protocols.

“Secondary schools got Sh14.9 of the fund while primary schools were allocated Sh4.6 billion,” said Oguna when he addressed the media at a press conference at the Lake Nakuru National park.

The enhanced comprehensive medical cover will cost Sh6.3 billion and will target all civil servants, including teachers.

The scheme is an improvised version of the group life expense and last expense benefits, which was previously allocated annual amount of ksh. 839 million. It will also cover enhanced work injury benefits and group personal accident. The group personal accident will be pegged at eight times the gross salary for all job groups, costing ksh. 1.18M while work injury benefits will cost ksh. 1.33 billion

Oguna revealed that 17,000 teachers had been employed to bridge the gap that might be left by the elderly ones.Elderly teachers aged 58 years and above were advised to stay away from schools due to their vulnerability to the corona virus.

Oguna said the newly recruited teachers included 5,000 who were hired on permanent and pensionable times and another 12,000 on internship.

He said to ensure 100 per cent resumption of learning and compliance to COVID-19 prevention protocols, all Permanent secretaries were tasked to visit schools and assess them.

On 16^th April 2020, during his fourth address on the corona virus pandemic, the president directed the Ministries of Public Service and the Treasury to develop a welfare package for government workers. This directive is what yielded the enhanced comprehensive medical cover that was launched on 19^th November 2020. You need to know the following about the enhanced comprehensive medical cover.

• The enhanced comprehensive medical cover will cost Sh6.3 billion and will target all civil servants, including teachers.
• The scheme is an improvised version of the group life expense and last expense benefits, which was previously allocated annual amount of ksh. 839 million. It will also cover enhanced work injury benefits and group personal accident. The group personal accident will be pegged at eight times the gross salary for all job groups, costing ksh. 1.18M while work injury benefits will cost ksh. 1.33 billion

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• All frontline government employees working during Covid-19 pandemic, including National Youth Service (NYS) personnel, will be covered.
• The lead insurer of the enhanced medical cover will be the National Hospital Insurance Fund (NHIF). The scheme has been approved by the cabinet and kSh.3.3 billion of the total sum will cater for the group life, including covid-19.
• The enhanced comprehensive medical cover is pegged at eight times the gross salary of an employee, in each of the job groups A to U, as well as an additional ksh3 million for critical illness. The previous cover ranged from ksh. 700,000 to ksh. 1.7million.
• Any civil servant, including teachers,  and NYS staff who die in service from illnesses will receive eight years’ gross salary while those who die from occupational illness like Covid-19 will receive 16-year’s gross salary.
• Families of Civil servants who die from accidents will be paid 24-years salary by the Group life and Work.
• The last expense cover for the principal will be ksh200,000, from ksh. 100,000 in the previous cover.  The spouse and children’s last expense cover will be ksh100,000.
• Critical diseases like cancer and cardiac problems will be covered for a limit of ksh. 3 million,above the NHIF medical limit.

The teachers’ health service provider, AON MINET, has assured teachers of an enhanced comprehensive medical cover. This comes a few days after nominated senator Rose Nyamunga triggered a probe into the teachers’ medical scheme by the senate committee on education. Nyamunga accused AON MINET of humiliated teachers and offering them very substandard services, among other wrongs.

So far, TSC and the teachers unions, KNUT and KUPPET have been interrogated by the senate committee on education.

AON has reacted to the senator’s sentiments on twitter by posting that teachers can now enjoy enhanced comprehensive medical cover. In her twitter handle timeline, AON MINET posted in part, “teachers and their dependants can now access the benefits below at any of our accredited facilities across the country.” The benefits tabulated in the screen shot below are indeed comprehensive, as per the report from thorough analysis by a team of medical experts interviewed by elimupedia team.

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According to Minet, the comprehensive cover will be enjoyed by :

• All the teachers employed by the Teachers Service Commission and are actively in service, between age 18 up to the mandatory retirement age.
• One legal spouse to the teacher.
• Four biological or adopted children of the teacher, aged between 0 and 18 years. For teachers in post secondary learning institutions, the age limit for the children will be between 0 to 25 years. Dependants having disabilities will enjoy these covers till death since there is no age limit for children with disabilities.

Read also: List of AON MINET Accredited Hospitals in Kenya

All TSC employed teachers who are actively in service are automatically eligible beneficiaries of AON MINET medical scheme as principal members with full benefits.

TSC praised AON MINET, claiming it is the best medical scheme in the country and within the region. These sentiments were echoed by KNUT, secretary general Wilson Sossion and KUPPET secretary general, Akello Misori.